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โ˜‚๏ธ๐Ÿš–๐ŸŽ™๏ธ Why Is NYC TLC Insurance So Expensive?!

INSHUR Co-Founder & CEO Dan Bratshpis and AutoMarketplace founder Dawood Mian sit down to speak about the NYC TLC insurance industry

INSHUR Co-Founder & CEO Dan Bratshpis and AutoMarketplace founder Dawood Mian sat down to speak about the NYC TLC insurance industry, earlier today. TLC insurance renewal season is in full swing and many NYC for-hire drivers and fleets are confused and angry ๐Ÿ˜ค about 10%, 15%, 20%, even 30%+ policy premium increases.

Dan shares his thoughts about the increases and what's driving them. He also speaks about other NYC TLC insurance-related topics, including how regulation impacts the industry, the role of insurance brokers, how the rise of โšก EVs could change the market and his thoughts on TLC drivers getting 'comprehensive & collision' insurance for their TLC-plated vehicles (including a specific question about the popular Tesla Model Y!).

You can reach out to INSHUR at OR check out their website.

We thank ๐Ÿ™ Dan for his time and hope you enjoy the discussion. As always, let us know your thoughts in the comments below!

(Note: If you have any direct questions for Dan please reach out to Lucie Bickerdike at Duet London ( Duet London is INSHUR's PR agency of record.)


  • ๐Ÿ‘‹ 00:00 - Intro

  • ๐Ÿง” 00:52 - Why did Dan start INSHUR?

  • ๐Ÿ—“๏ธ 03:58 - INSHUR Today

  • ๐Ÿš– 05:42 - The NYC TLC insurance market

  • ๐Ÿ’ธ 08:04 - Why is NYC TLC insurance so expensive?

  • ๐Ÿค” 11:45 - Why do insurance brokers exist?

  • โ“ 14:54 - Is INSHUR an insurance company?

  • ๐Ÿฆ 16:30 - Thoughts on NYC TLC 'comp & collision' coverage

  • โšก 21:05 - Does INSHUR provide 'comp & collision' coverage for EVs?

  • โšก 23:05 - Impact of EVs on NYC TLC insurance industry

  • โ˜‚๏ธ 25:40 - How much does TLC liability insurance cost today? Why are there differences?

  • ๐Ÿ” 29:45 - 2024 TLC insurance renewal season

  • ๐Ÿค 32:30 - Who is INSHUR partnering with in NYC? Future NYC TLC plans?

  • ๐Ÿค‘ 35:19 - Insurance money grab?


INSHUR was founded in 2016 to modernize the commercial auto insurance sector.

The company was built on the recognition that too many businesses born into the digital world were being ineffectively served by a broken insurance industry that remained confusing, cumbersome in process, and consistently provided poor customer service.

They set out to change that by harnessing rich data to deliver a simple, fast and seamless experience to obtain commercial auto insurance, initially for New Yorkโ€™s Uber drivers, but quickly expanding their presence and products throughout the UK and Netherlands.

INSHUR is an online service, providing Uber preferred TLC cover in New York City and Livery Coverage for Uber Black drivers in Arizona. You can quote, buy and renew your policy online.

No paperwork. No forms. No terrible hold music. Just quick and easy coverage. INSHURโ€™s top-rated multi-lingual teams can help in English and Spanish.

Get a quote now and be on the road in minutes.

As always, let us know your thoughts in the comments section below or by emailing us at


AutoMarketplace NYC covers the for-hire transportation industry and automotive news. Check out AutoMarketplace on YouTube โ–ถ๏ธ

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